Empowering Your Path to Homeownership

Flexible solutions for all aspiring homeowners, regardless of traditional banking barriers.

Trusted by countless satisfied homeowners.

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ATTENTION RENTERS

DON'T RENT!

LEASE-OPTION TODAY!

Homeownership Solutions

Flexible financing options for everyone, making homeownership accessible regardless of traditional barriers.

Tailored Financing

Custom mortgage solutions designed for self-employed individuals and those with unique financial situations.

A real estate auction sign displaying the word 'SOLD' in bold red letters. The sign includes images of a home's interior featuring a living room with modern furniture, and it is set against the backdrop of trees and sky.
A real estate auction sign displaying the word 'SOLD' in bold red letters. The sign includes images of a home's interior featuring a living room with modern furniture, and it is set against the backdrop of trees and sky.
Inclusive Options

Empowering individuals on work visas and non-traditional backgrounds to achieve their homeownership dreams.

Dedicated Support Team

Expert guidance throughout your home buying journey, ensuring a seamless and supportive experience.
An old wooden house with a brown tiled roof stands in front of two modern high-rise apartment buildings. The house has a weathered appearance with a small window, and there is a 'for sale' sign on the side. The modern buildings behind are much taller, with multiple balconies and windows. The sky is a clear blue.
An old wooden house with a brown tiled roof stands in front of two modern high-rise apartment buildings. The house has a weathered appearance with a small window, and there is a 'for sale' sign on the side. The modern buildings behind are much taller, with multiple balconies and windows. The sky is a clear blue.
Row of modern townhouses with beige walls and slanted metal roofs, surrounded by a gated fence. The front yards have various plants and trees, and multiple satellite dishes are attached to the building. Cars are parked in the driveway.
Row of modern townhouses with beige walls and slanted metal roofs, surrounded by a gated fence. The front yards have various plants and trees, and multiple satellite dishes are attached to the building. Cars are parked in the driveway.

WHAT IS A LEASE-OPTION?

Simply defined, a lease-purchase is a lease agreement, combined with a purchase contract. Through a lease-purchase agreement, a buyer leases a property (usually for 1-3 years) and then has the right (or option) to purchase the property on or before the end of that agreement. During the lease period, the seller applies a percentage of the monthly payments received from the buyer, along with the down payment or "option money" towards the purchase price. This arrangement gives the buyer time to save enough cash, or to clean up their credit to take title to the property on or before the end of the lease-purchase period by qualifying for a new loan, assuming an existing loan or by working out some type of owner financing

WHAT ARE MY BENEFITS AS A TENANT/BUYER?

  • Very low down payment (2-5% vs 10-30%)

  • No loan qualification (We can buy the property and seller finance you for 40 years!)

  • Down payment is credited towards purchase price

  • Price protection (Sale Price is locked in)

  • Profits from any appreciation

  • Time to check out the home and neighborhood (Test drive properties

    instead committing to a 30-year mortgage)

  • Time to obtain the best financing (Wait out the bear market)

  • No taxes to pay.

  • Buys time to repair credit or develop needed down payment.

  • Quick move in time (no waiting for bank approval).

  • You can live in the home of your dreams today and buy later down the road.

  • Never have to rent again.

FREE ONLINE COURSE!

Welcome to Reliable Path To Homeownership!

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Course Description:

This course is designed to guide renters and first-time home buyers through the process of transitioning to homeownership using innovative lease-option strategies. It covers financial planning, understanding lease options, improving credit, and navigating the home buying process. By the end of the course, participants will be empowered with the knowledge and tools needed to achieve their dream of owning a home.